Waltz Through the Financing Mystery

Buying and Selling a home is scary -- it's something we do a few times in our lifetime and it can be very confusing.  One of most the critical aspects involves the financing of your new home.  You will be well-served by talking with a lender before you begin the search process.  A qualified lender will walk you through the process, tell you what you can afford, what funds you will need, and how to structure your purchase.Required Income Calc

New Tax Credits - November, 2009

 

Senate and House Extends Buyer Tax Credit

The Senate and the House has approved an extension of the $8000 tax credit for first-time homebuyers!  The legislation also provides an additional $6,500 tax credit for individuals who have owned their home for 5 of the past 8 years when they purchase another property.  The legislation extends through June of next year as long as a buyer enters into a binding contract before April 30, 2010.  It raises the income ceiling for qualificaiton to $125,000 for individuals and $225,000 for couples.

Lawmakers have stressed that there will be no further extensions of this tax credit.  If you are considering a move, this is definitely the time to take action -- low interest rates, reasonable home prices and a lovely tax credit!

 

                       

Lenders I've worked with who can explain your options in detail:

                                  

 Here are a few links to help you begin the process:  ContactSharon

P.S.  E-mail addresses are kept private and will never be sold or traded to any other business or individual.  We respect your privacy and will keep your personal information confidential.


Call Sharon Kolb
Your Emory Decatur Real Estate Specialist!


404-373-8924
404-310-2638
skolb@mindspring.com
emorydecaturhomes.com




Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed4.97%5.13%
15-yr Fixed4.33%4.56%
1-yr Adj4.27%5.3%
* national averages



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