You could'nt have picked a better time -- interest rates are at all-time lows, homes are fairly priced and even lower in some instances, and you are being offered a one-time Federal tax credit to purchase a home in 2009! In addition, the State of Georgia has also instituted a tax credit for buyers who purchase a home this year! Wow!
This is definitely the time to buy. I've been representing first-time buyers for over 20 years, and I can answer your questions, walk you through the buying process, and be available when you need me. I'm a fierce negotiator and I write contracts that protect your interests.
Your first step should be to talk with a reputable lender. The days of 100% financing are in the past, so good credit and a down payment will be critical. One of the best ways to finance a home today is with an FHA loan, which requires 3.5% down. A lender who handles FHA mortgages will be able to give you more details. Here are two lenders I've worked with that do an excellent job. GetPre-qualified
P.S. E-mail addresses are kept private and will never be sold or traded to any other business or individual. We respect your privacy and will keep your personal information confidential.
Call Sharon Kolb Your Emory Decatur Real Estate Specialist! 404-373-8924 404-310-2638 skolb@mindspring.com emorydecaturhomes.com
Today's Rates:
Mtg Loan
Rate
APR
30-yr Fixed
4.97%
5.13%
15-yr Fixed
4.33%
4.56%
1-yr Adj
4.27%
5.3%
* national averages
502 Durand Drive Atlanta, GA 30307 Phone: Cell: Fax:
